• The Perfect Home Is Waiting for you.
    The Perfect Home Is Waiting for you.
  • Get up-to-date Rates and More.
    Get up-to-date Rates and More.
  • More than just your Lender.
    More than just your Lender.

Get to know us

Located in beautiful South Florida, we thrive on the success and satisfaction of our clients.


Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

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Home Loans in the State of Florida

Welcome to the official site of Clear Sky Lending, Inc. We are a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | Conventional | VA | Construction | Bank Statement

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options designed to best meet the needs of each borrower. If you're looking to cash-out on your homes equity or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA & VA Cash-Out | Conventional Cash-Out | FHA Streamline | VA IRRRL | Rate & Term Refi.

What makes Clear Sky Lending, Inc. unique is that we offer the following niche programs as well: 1% Down Program, Credit Repair, Reverse Mortgages, Down-Payment Assistance.

Contact Clear Sky Lending, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.


Thanks to Clear Sky Lending me and my family have our dream home.  Throughout the process of purchasing our home, Lissette & Oscar kept us aware and informed of each of the steps we needed to take to reach our goals.  The process was quick and less stressful than we imagined.  Me and my family are so incredibly grateful!!  We highly recommend Clear Sky Lending!  Thank you guys for all of your help.  You guys are so amazing!!!

Tahimi Rodriguez  

Le doy muchisimas gracias al equipo de trabajo de Clear Sky Lending, Lissette Monteagudo y Oscar Casariego hacen un excelente trabajo.  Si quieres comprar la casa de sus sueños contactalos y vas a estar trabajando con verdaderos profesionales y conseguir TU CASA en muy poco tiempo.  GRACIAS.

Odalys Ochoa